Favor™ Legal Documents

TERMS OF SERVICE

By using or visiting the Favor website and services provided to You on, from, or through the Favor website (collectively the "Service"), or by registering as a user of the Service, You signify Your agreement to these terms and conditions (the "Terms of Service"). If You do not agree to any of these Terms of Service please do not use the Service. The Service is made available by Favor Company Inc. (business id 2311144-0) with registered address at Valtakatu 19, 96200 ROVANIEMI, Finland (“Favor Company”).

1 Terms Used in these Terms of Service

“Content” means the text, software, scripts, graphics, photos, sounds, music, videos, audiovisual combinations, interactive features and other materials which You may view on, access through, or contribute to the Service.

“Favor” means a post in the Service that contains Content.

“Favor Account” is as defined in Section 3.

“Favor Wallet” means Your non-refundable balance of gift vouchers in the Service that can be used towards the purchase of Return the Favors or otherwise in accordance with these Terms of Service.

“Gross Revenue” is defined in Section 7.3.

“Net Revenue” is defined in Section 7.3.

“Return the Favor” is defined in Section 7.1.

2 Use of the Service

Use of the Service is subject to Your continued compliance with these Terms of Service and all other terms and conditions, guidelines and policies published at www.favor.org. You shall use the Service in accordance with applicable laws, rules and regulations.

The Service may contain links to third party websites that are not owned or controlled by Favor Company. Favor Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party websites.

Favor Company reserves the right to discontinue the provision of the Service or any functionality, aspect or other part thereof, including without limitation any Favor(s) and/or Return the Favor(s) and/or Content item(s) submitted or posted to the Service, at any time without any prior notice to You.

3 Favor Accounts

In order to access some features and functionalities of the Service, You will have to create register as a user of the Service by creating an account (“Favor Account”). When registering and while using the Service, You must provide such registration and other information, as well as any identification and other documentation, to Favor Company as is requested by Favor Company from time to time. You represent and warrant that the information and documentation provided by You is true, accurate and complete. If You register as a company (or any other legal entity) You confirm that the company accepts these Terms of Service. BY REGISTERING A COMPANY OR OTHER LEGAL ENTITY, THE REPRESENTATIVE REGISTERING THE COMPANY PERSONALLY REPRESENTS AND WARRANTS THAT THE SUBMITTED INFORMATION IS TRUE AND ACCURATE AND THAT THE REPRESENTATIVE IS AUTHORISED TO BIND THE COMPANY INTO THIS AGREEMENT. If You register as a private person, by agreeing to these Terms of Service, You confirm that You are at least 18 years of age or, if You are younger than 18 years of age, that You have the legal capacity to accept and be bound by these Terms of Service and/or You have obtained your legal guardian's consent where necessary. You shall retain all registration and other information and documentation up-to-date, including especially payment information and contact information.

Favor Company reserves the right to require Favor Company’s prior or later acceptance for registration. Favor Company has a right to refuse the registration for any reason. Registration can be limited, for example, in terms of territory and other corresponding factors.

You may never use another's Favor Account without permission. You are solely responsible for all activity that occurs on Your Favor Account. You must keep your Favor Account credentials, which include without limitation password associated with Your Favor Account, secure at all times. You must notify Favor Company immediately of any breach of security or unauthorized use of Your Favor Account.

Favor Company will not be liable to You or any third part for damages or losses caused by any authorized or unauthorized use of Your Favor Account. To the extent permitted by applicable law, to You agree to indemnify and hold harmless Favor Company, its owners, operators, affiliates, licensors, and licensees to the fullest extent allowed by law regarding all matters related to Your use of the Service and use of Your Favor Account.

4 Prohibited Uses of the Service

You shall not, and shall not authorize any third party to:

a) engage in any action or practice that reflects poorly on Favor Company or the Service or otherwise disparages or devalues Favor Company’s reputation or goodwill;

b) distribute in any medium any part of the Service or the Content without Favor Company's prior written authorization, unless Favor Company makes available the means for such distribution through functionality offered by the Service;

c) alter or modify any part of the Service;

d) access the Content through any technology or means other than the website of the Service and other such means as may be explicitly authorized by Favor Company from time to time;

e) use or launch any automated system, including without limitation, "robots," "spiders," or "offline readers," in connection with the Service;

f) collect or harvest any personally identifiable information, including account names; or

g) create a new Favor Account to use the Service after Favor Company has terminated the agreement with You as a result of Your breach of these Terms of Service.

5 Your use of Content

In addition to the restrictions set out in Section 4 above, the following restrictions and conditions apply specifically to Your use of Content.

a) The Content on the Service, and the trademarks and logos on the Service, are owned by Favor Company or its licensors, and they are subject to copyright and other intellectual property rights under the law.

b) The Content is provided to You “AS IS”. You may access Content for Your information and personal use solely as intended through the provided functionality of the Service and as permitted under these Terms of Service. You shall not download any Content unless You see a “download” or similar link displayed by Favor Company on the Service for that Content. You shall not copy, reproduce, distribute, transmit, broadcast, display, sell, license, or otherwise exploit any Content for any other purposes without the prior written consent of Favor Company or the respective licensors of the Content. Favor Company and its licensors reserve all rights not expressly granted in and to the Service and the Content.

c) You agree not to circumvent, disable or otherwise interfere with security-related features of the Service or features that prevent or restrict use or copying of any Content or enforce limitations on use of the Service or the Content therein.

d) You understand that when using the Service, You will be exposed to Content from a variety of sources, and that Favor Company is not responsible for the accuracy, usefulness, safety, or intellectual property rights of or relating to such Content. You further understand and acknowledge that You may be exposed to Content that is inaccurate, offensive, indecent, or objectionable, and You agree to waive, and hereby do waive, any legal or equitable rights or remedies You have or may have against Favor Company with respect thereto.

6 Your Content

As a Favor Account holder You may submit Content to the Service. You shall be solely responsible for Your own Content and the consequences of submitting and publishing Your Content on the Service. You affirm, represent, and warrant that You own or have the necessary licenses, rights, consents, and permissions to publish Content You submit. You license to Favor Company all patent, trademark, trade secret, copyright or other proprietary rights in and to such Content for publication on the Service pursuant to these Terms of Service.

For sake of clarity, You retain all of Your ownership rights in Your Content. However, by submitting Content to the Service, You hereby grant Favor Company a worldwide, non-exclusive, royalty-free, sublicenseable, transferable, irrevocable and perpetual license to use, reproduce, distribute, prepare derivative works of, display, and perform the Content in connection with the Service and Favor Company’s (and its successors’ and affiliates’) business, including without limitation for promoting and redistributing part or all of the Service (and derivative works thereof) in any formats and through any channels. You also hereby grant each user of the Service a non-exclusive license to access your Content through the Service, and to use, reproduce, distribute, display and perform such Content as permitted through the functionality of the Service and under these Terms of Service. The above licenses granted by You in the Content You submit to the Service shall survive the termination of this agreement.

You further agree that the Content You submit to the Service will not contain third party copyrighted material, or material that is subject to other third party proprietary rights, unless You have permission from the rightful owner of the Content or You are otherwise legally entitled to post the Content and to grant Favor Company all of the license rights granted herein.

You further agree that You will not submit to the Service any Content or other information or material that (i) violates these Terms of Service, (ii) which is contrary to applicable laws, rules and regulations, or use of which would be illegal or would infringe third party rights; (iii) which includes incorrect, incomplete or otherwise misleading information, or (iv) which contains any pornographic, hate-related or violent content. Notwithstanding the foregoing, the Service may from time to time make it possible for You to submit pornographic or other Content suited for adults only. Where such is this the case, You undertake to clearly identify the Content as “For Adults Only” and follow any other instructions and policies regarding such content posted in the Service.

Favor Company does not endorse any Content submitted to the Service by any user or other licensor, or any opinion, recommendation, or advice expressed therein, and Favor Company expressly disclaims any and all liability in connection with Content. Favor Company does not permit copyright infringing activities and infringement of intellectual property rights on the Service, and Favor Company will remove all Content if properly notified that such Content infringes on another's intellectual property rights in accordance with Section 8 hereunder. Favor Company reserves the right to remove Content without prior notice.

7 Favor Wallet; Return the Favors; Fees; Payments

7.1 Favor Wallet will be automatically created for You when You register as an user of the Service. You can top up your Favor Wallet associated with Your Favor Account using the various payment options made available from time to time by Favor. You represent and warrant to Favor Company that You are authorized to make the transaction using the designated payment option. ALL PAYMENTS MADE INTO FAVOR WALLET ARE NONREFUNDABLE. You agree that any such fees payable in consideration for the use of Service may be deducted from your Favor Wallet. For additional information on payment options, please refer to Notice on Methods of Payment, which is incorporated herein by reference.

7.2 The Service makes it possible for users to create and publish Favors in the Service. User who publishes a Favor at the same time makes available space (“Return the Favor”) associated with the Favor to be obtained by You. If You elect to obtain a Return the Favor, the publisher of the Favor licenses the Return the Favor directly to You in accordance with the Return the Favor License Terms. The amount You elect to give for the Return the Favor will be deducted from Your Favor Wallet balance and will be shared between the publisher of the Favor, possible prior Return the Favor(s) and Favor Company in accordance with the Return the Favor License Terms in force from time to time. Favor Company reserves the right to amend the Return the Favor License Terms at any time without prior notice You.

7.3 If You have published a Favor and that Favor receives Return the Favors wherein the end user Return the Favor have indicated that certain amounts should be given to You, You may be entitled to Net Revenue generated from those Return the Favors. Unless otherwise agreed by the parties in writing, Net Revenue shall be sent to You by Favor Company within sixty (60) days from the end of the calendar month during which the Return the Favor was made, if Your earned balance is [USD 50] or more. Payment will not be made if You have indicated that You wish the monies to credited to your Favor Wallet. YOU AGREE THAT THE AMOUNTS CREDITED TO YOUR FAVOR WALLET MAY ONLY BE USED TOWARDS OBTAINING RETURN THE FAVORS IN AND TO OTHER USE OF THE SERVICE AND THAT SUCH AMOUNT WILL NOT BE PAID OUT TO YOU LATER ON. In the event that this agreement is terminated, Favor Company shall pay Your outstanding balance within 120 days from the termination of the Agreement. Favor Company shall in no event make any payments if your balance is less than USD 10.

The Net Revenue is inclusive of any taxes or other official duties which may be charged from the revenue share. You agree to pay all applicable taxes or charges imposed by any government entity in connection with Your use of the Service or payment of Net Revenue. In case Favor Company has an obligation to pay withholding tax or other official charges based on the Net Revenue, Favor Company shall be entitled to deduct corresponding amounts from actual payments made to You.

Favor Company reserves the right to withhold from making any payments and/or amend Your Favor Wallet balance in case it has reason to believe You have breached the terms of this Agreement.

“Gross Revenue” means non-refundable US dollar revenue (excluding any applicable valued added or other taxes) generated by Return the Favors made to Your Favor actually received by Favor Company, less any levies, duties and such, and less any applicable payment commissions and costs of sales associated with such revenue.

“Net Revenue” is Gross Revenue less amounts that are credited to Favor Company in fees or other payments and any fees credited to publishers of earlier Return the Favors to Your Favor in accordance with the Return the Favor License Terms.

7.4 FAVOR COMPANY RESERVES THE RIGHT TO WITHHOLD ANY AMOUNT TO BE CREDITED TO YOUR FAVOR WALLET OR PAID TO YOU DUE TO YOUR FAILURE TO PROVIDE SUCH IDENTITY DOCUMENTATION, PAYMENT AND OTHER INFORMATION, OR ABIDING BY SUCH CERTIFICATION PROCEDURES AS MAY BE REQUESTED OR IMPLEMENTED BY FAVOR COMPANY FROM TIME TO TIME.

7.5 The Gross and Net Revenue and any other charges associated with the Service shall be calculated solely based on records compiled and maintained by Favor Company. No other measurements or statistics of any kind shall be accepted by Favor Company or have any effect under this agreement.

7.6 If You dispute any payment made under this agreement, You must notify Favor Company in writing within thirty (30) days of any such payment, failure to so notify Favor Company shall result in the waiver by You of any claim relating to any such disputed payment.

8 Infringements

8. 1. Favor Company is a provider of information society service that consist of the storage of information provided by a recipient of the Service, i.e. a hosting service provider, as meant in Directive 2000/31/EC and its national implementations. As a company domiciled in Finland Favor Company abides by the Finnish law and addresses notices regarding infringing and illegal material in accordance with these Terms of Service and the provisions of Finnish law. Favor Company has set-up a process for a right owners and other parties to give notification to Favor Company concerning alleged infringing or illegal material in the Service. When a valid notification is received, Favor Company responds under this process by taking down the offending material. Favor Company may take reasonable steps to contact the owner of the removed material to provide an opportunity for a counter-notification to be filed. On receiving a valid counter-notification, Favor Company may restore the material in question

8.2 A notification concerning infringing or illegal material must be sent via email to [legal@favor.org] or by sending letter to our office located at: Valtakatu 19, 96200 ROVANIEMI, Finland, Favor Company Inc. The notice has to contain the following information:

Your name and contact information;
an itemisation of the material, for which prevention of access is requested, and details of the location of the material;
You confirmation that the material which the request concerns is, in Your sincere opinion, illegally accessible in the communication network;
information concerning the fact that you have in vain submitted Your request to the content producer or that the content producer could not be identified;
Your confirmation that You are the holder of copyright or neighbouring right or entitled to act on behalf of the holder of the right; and
Your signature.

You acknowledge that if You fail to comply with all of the requirements of this Section 8(2), Your notice may not be valid. Please note that in case You give false information in the notice, You may be liable to compensate the damage caused.

8.3 If You believe that Your Content that was removed (or to which access was disabled) is not infringing or illegal, or that You have the authorization from the rights owner to use the Content in the manner that is claimed to be infringing, You may send a counter-notice containing the following information to the notifying party identified in the notice referred to in Section 8(2) above:

Your name and contact information;
the facts and other reasons under which prevention is considered groundless;
an itemisation of the material for which prevention is considered groundless; and
Your signature.

Send a copy of the counter-notice to us using the contact details provided above in Section 8(2). Please note that in case You give false information in the counter-notice, You may be liable to compensate the damage caused.

9 No Warranty, Limitation of Liability

YOU UNDERSTAND THAT THE SERVICE IS CURRENTLY A BETA RELEASE, AND THEREFOR THE SERVICE IS PROVIDED “AS IS” AND UNDERSTAND THAT YOUR SOLE RECOURSE IN THE EVENT YOUR ARE DISSATISFIED WITH THE SERVICE IS TO TERMINATE THIS AGREEMENT ACCORDING TO SECTION 10 BELOW. FAVOR COMPANY MAKES NO WARRANTY, EXPRESS OR IMPLIED AND EXPRESSLY DISCLAIMS THE WARRANTIES OR CONDITIONS OF NONINFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR ANY PARTICULAR PURPOSE. DURING THE BETA PHASE THE SERVICE IS PROVIDED TO ALL PARTIES ACCORDING TO FAVOR COMPANY’ REASONABLE EFFORTS.

Favor Company shall not be liable for any indirect or consequential damage. Favor Company’s liability for direct damages shall always be limited to ten euros (EUR 10). Claims for damages must be made within thirty (30) days from the date on which You become aware of the damage or You should have become aware of the damage.

10 Indemnity

To the extent permitted by applicable law, You agree to defend, indemnify and hold harmless Favor Company, its parent corporation, officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (i) Your use of and access to the Service; (ii) Your violation of any term of these Terms of Service; (iii) Your violation of any third party right, including without limitation any copyright; or (iv) any claim that your Content caused damage to a third party. This obligation will survive termination of this agreement.

11 Termination and Suspension of Access to the Service

Favor Company may terminate or at its discretion suspend Your access to the Service in case You breach these Terms of Service or other terms and conditions, guidelines or policies applicable to the Service.

Favor Company may terminate this Agreement at any time with 30 days’ prior notice posted in the Service. You may terminate this Agreement at any time effective immediately by notifying Favor Company of such termination via email or otherwise.

Sections 6, 10 and 12.1 as well as any other such provisions that by their nature should survive termination of these Terms of Service shall survive the termination of these Terms of Service. Favor Company shall disable access to all information and data associated with Your Favor Account within reasonable period of time after the termination, but Favor Company reserves the right to store such information and data for six (6) month after the termination.

12 Miscellaneous

12.1 This agreement shall be governed and construed in accordance with laws of Finland, without regard to its conflict of laws rules. Any dispute arising out of this Agreement shall be resolved by court of competent jurisdiction located in Helsinki, Finland.

12.2 This agreement and any rights and licenses granted hereunder, may not be transferred or assigned by You, but may be assigned by Favor Company without restriction.

12.3 These Terms of Service shall constitute the entire agreement between You and Favor Company concerning the Service.

12.4 If any provision of these Terms of Service is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms of Service, which shall remain in full force and effect.

12.5 No waiver of any term of this these Terms of Service shall be deemed a further or continuing waiver of such term or any other term, and Favor Company’s failure to assert any right or provision under these Terms of Service shall not constitute a waiver of such right or provision.

12.6 Favor Company reserves the right to amend these Terms of Service at any time with four (4) days prior notice posted in the Service and/or sent to such contact details as you might have provided Favor Company with in connection with the registering as an user of the Service.

Last updated: [07.11.2011 ]

RETURN THE FAVOR LICENSE TERMS

These Return the Favor License Terms (“License Terms”) govern licensing of Return the Favors (as defined in the Terms of Service of Favor) in the Service (as defined in the Terms of Service of Favor) made available Favor Company Inc. (“Favor Company”). You agree that upon the completion of the Return the Favor sale process in the Service a binding contract (the “Agreement”) in accordance with these License Terms is concluded on the licensing of Return the Favor between You and the individual or corporate entity who has published (the “Publisher”) the Favor (as defined in the Terms of Service of Favor) You are Returning the Favor to. The Return the Favor is licensed to You directly by You and the Publisher and that Favor Company is not party to the Agreement.

1 Return the Favor

Subject to Your payment of the Fee (as defined hereunder), the publisher grants You a limited, non-transferable and non-exclusive license to use the Return the Favor as made possible by the functionalities of the Service from time to time subject to the terms and conditions of these License Terms and the Terms of Service of the Service, all as amended from time to time. You may not rent, lease, lend, sell, redistribute or sublicense the Return the Favor. Your license is terminated automatically if you breach these License Terms of the Terms of Service.

2 Favor Value

In connection with the sales process, You are free to select the amount (“Favor Value”) You are willing to credit to the Publisher in consideration of the license grant. The Favor Value will be shared between the Publisher of the Favor, the users who have made prior Return the Favors to the Favor and Favor Company in such ratio as is specified in the description of the Service from time to time by Favor Company. The available Favor Value amounts may be subject to certain pre-set options, which may be amended by Favor Company from time to time. You agree to pay any Favor Value amount You specify to the Publisher. ALL FAVOR VALUE ARE IRREVOCABLE AND NON-REFUNDABLE. The Favor Value shall be deducted from Your Favor Wallet (as defined in the Terms of Service of Favor).

3 No Warranty, Reclamations, Limitation of Liability

YOU UNDERSTAND THAT THE FAVORS ARE PROVIDED TO YOU “AS IS” AND YOUR SOLE RECOURSE IS TO TERMINATE THE USE OF THE SERVICE. All reclamations and other demands relating the Return the Favor should be addressed to the Publisher. Favor Company and the Publisher shall not be liable for any indirect damages. Publisher’s liability for direct damages shall be limited to ten euros (EUR 10).

4 Applicable Law, Settlement of Disputes

This Agreement is governed by the laws of Finland. Any disputes involving Favor shall be settled in the District Court in the city of Helsinki, Finland.

Last updated: 07.11.2011]

PRIVACY POLICY

DATA FILE DESCRIPTION

Last updated: 07.11.2011

1 Name of Controller

Favor Company Inc. ("Controller")
Valtakatu 19
96200 ROVANIEMI
Finland
info@favor.org

2 Name of the Personal Data File

Favor End User Database

3 Collected Data

Favor End User Database contains the following data:

email address
country
business id
ip address
personal money account number
name
whole address
phone number
birthdate
nationality

4 Purpose of Collection

The personal data is collected for the purposes of providing the Favor Service, maintaining the client relationship and for developing Controller’s business and product portfolio. The collected personal data may also be used for direct marketing purposes in compliance with the applicable laws.

5 Source of Information

The personal data is collected from users themselves when they register to the Service or when they use the Service.

6 Erroneous, Incomplete or Obsolete Data

Controller does not review the personal data for the purposes of determining whether it is erroneous, incorrect or obsolete. You have, after having supplied sufficient search criteria, the right to access, amend and rectify the data in Your personal data file or receive a notice that the file contains no data. You may be provided tools for realizing this right of access.

7 Disclosures

Controller may disclose personal data to third parties who Controller engages to provide the service or process the data on our behalf. In the event of the sale of the Controller or its assets Your personal data may be disclosed to the purchaser of the Controller or the purchaser of its assets. Furthermore, we may disclose your personal data to any third party taking over the distribution and/or operation of the Favor service.

Personal data is not disclosed to countries outside the European Union.

8 Cookies

Cookies used in the Favor Service are so called session-cookies. A session cookie only lasts the duration of the use of website. A web browser deletes session cookies when it quits a session. Use of the Service is not possible without cookies (use of cookies is necessary for the service provider to provide a service). The sole purpose of a cookie is to implement a message via service.

9 Data Security

Access to personal data is limited to such persons who need to have such access. All such persons who have access to the data have personal access rights granted to them by the Controller. Personal identification code and password enables Controller to verify all accesses to the data file. Different access right schemes may be implemented. Industry standard technical measures have been implemented for securing the personal data against e.g., unauthorized access or disclosure.

ACCEPTABLE USE POLICY

Prohibited use of Service and content

Users are not allowed to add to the Service any Content, other information or material that violates the Terms of Service, is contrary to applicable laws, rules and regulations, or use of which would be illegal or would infringe third party rights.

Copyright infringement.

Users are only allowed to download Content to which they hold copyright or have rightsholders permission for use. Downloading Content without proper permission is prohibited. We have zero tolerance to any copyright infringements in the Service.

Illegal content.

Any Content including but not limited to child pornography, bestiality, incitement to racial hatred or any other illegal content will be removed from the Service immediately after it has become to our knowledge.

Content that violates Terms of Service.

In the Terms of service there is forbidden to download any Content or other information which includes incorrect, incomplete or otherwise misleading information, or which contains any pornographic, hate-related or violent content.

Prohibited use of Service (Terms Of Service section 4)

Users are forbidden to:

a) engage in any action or practice that reflects poorly on Favor Company or the Service or otherwise disparages or devalues Favor Company’s reputation or goodwill.

b )distribute in any medium any part of the Service or the Content without Favor Company's prior written authorization, unless Favor Company makes available the means for such distribution through functionality offered by the Service.

c) alter or modify any part of the Service.

d) access to the Content through any technology or means other than the website of the Service and other such means as may be explicitly authorized by Favor Company from time to time.

e) use or launch any automated system, including without limitation, "robots," "spiders," or "offline readers," in connection with the Service.

f) collect or harvest any personally identifiable information, including account names.

g) create a new Favor Account to use the Service after Favor Company has terminated the agreement with You as a result of Your breach of these Terms of Service.

Failure of the payment.

If the payment related to the Return the Favor is failed to provide, will the Content be removed from the Service after 30 days qualifying period. All payments made in the Service are final so Favor Value related to the payment will not be returned.

Sanctions

Freezing Content.

If the copyright holder or her representative gives us take down notice or content gets three flags the Content is frozen. This mean that it can’t be viewed or no one can return the favor to it. If the Content provider gives us counter notice or other ways proves that she is the rightful owner of the content or that it doesn’t break any law can the frozing be melt away.

Deleting content.

If copyright holder or her representative gives take down notice and the content provider fails to give proper counter notice within the given time or content that has been flagged is clearly illegal or maker of the Return the Favor fails to provide the payment, can the content be deleted from the service for good. Illegal content is deleted from the service as soon as we are informed about it.

Remove of the content during the 30 days qualifying period.

If user’s content is frozen or removed due to break of Terms of Service or illegal content before thirty (30) days qualifying period expires for the Return the Favor Revenues, the money is removed from user’s Favor Wallet.

Monitoring of the infringements

Monitoring the Content of the Service is based on take down notices made by copyright holder or her representative and to report abuses made by users of the Service.

Take down notice.

Copyright infringement can be reported by copyright holder or her representative. Instruction for making take down notice can be found from the Terms of Service section 8.

Counter notice.

The user who’s Content have been frozen in the Service due to take down notice can make counter notice if she feels that her Content wasn’t illegal or infringing. You can find more about counter notice from Terms of Service section 8.

Report abuse.

Any user can report to us any suspecting Content or Terms of Service infringement via report abuse button found form every favor and Return the Favor. Please choose the type of infringement that you feel the Content fulfills and fill out the form shown to you. After three report abuse to same content it will be frozen. If content provider want her Content to be melt, she can contact us.

Please read also the Terms of Service for more information. This is only guideline considering infringements and sanctions in the Service.

TERMS OF DELIVERY & NOTICE ON METHODS OF PAYMENT

Products and their postage are paid in conjunction with the order. The following methods of payment are available for the users of Favor Service

Nordea
Osuuspankki
Sampo
Tapiola
Aktia
Nooa
Paikallisosuuspankit
Säästöpankit
Handelbanken
S-pankki
Ålandsbanken
Credit cards (Visa, Visa electron, MasterCard)

Online payments can be made also beforehand by bank credit transfer

Payments by Visa, Visa Electron or MasterCard

If You would like to pay by Visa, Visa Electron or MasterCard Favor Company Inc. will act solely as marketer of the respective products and services and will provide the products to buyer. All complaints and claim for compensation will be handed by Suomen Verkkomaksut Oy.

With regard to payments made by Visa, Visa Electron or MasterCard Suomen Verkkomaksut Oy acts as the merchant of the product and trade transaction takes place between the customer and Suomen Verkkomaksut Oy. The seller is liable to meet the responsibilities related to trade. Suomen Verkkomaksut Oy is also the recipient of the payment.

Suomen Verkkomaksut Oy (Finnish Web Payments)
Business ID FI21228397
Ohjelmakaari 10
40500 Jyväskylä
Finland
Phone +358 207 181830

Online banks: Suomen Verkkomaksut Oy (FI21228397) provides the financial and co-operation with Finnish banks and credit institution. Suomen Verkkomaksut Oy buys the payment and disburses to the seller. For the customer the service functions like conventional online payment.

Service description

Suomen Verkkomaksut Oy buys the sales receivable in other words the payment sum from the web seller and offers You a full choice of payment methods listed on the payment method page. Message about Your payment is forwarded to the Seller without any delay.

Right to return

The delivery of the Service is commenced immediately upon the conclusion of a purchase. Thus, unless otherwise provided by mandatory provisions of applicable law, the user does not have right to withdraw from the transaction

Payment methods

Netbank service shows Suomen Verkkomaksut Oy as the recipient. Once we receive the payment, we make a settlement to the seller.

With Luottokunta payment methods the seller and payment recipient is Suomen Verkkomaksut Oy. In case of complaints, we recommend You contact the product seller directly.

END OF LEGAL DOCUMENTS